Private Credit

The private LLM,
purpose-built for private credit.

The state-of-the-art large language model built for finance — with a native set of cutting-edge capabilities for covenant analysis, deal diligence, and portfolio risk. Hosted privately for your firm.

Today, private credit teams use AI
without owning it.

Consumer LLMs don't know your deal terms, your covenant package, or your cross-default provisions. Every session starts from zero, every prompt leaves your perimeter, and none of the model's improvements come back to you.

The winners run private, firm-specific AI inside their perimeter — refined against their own deal data and workflows. Improvement that compounds for them, not the market.

Everything a credit team needs,
in one model.

One coherent system across covenant analysis, diligence and portfolio monitoring.

i

Covenant extraction & monitoring

Extract every covenant from a credit agreement and track headroom against it, quarter over quarter.

interest coverage 4.2×verified
leverage ratio 3.1×verified
minimum liquidity — not disclosed
ii

Cross-default & structure analysis

Parse complex covenant packages and flag cross-default provisions across tranches.

// covenant_package.py
parse cross-default flag
tranche map triggers
3 cross-default clauses found
iii

Portfolio-of-loans headroom tracking

Track covenant headroom across every position in the book, not just the one deal in front of you.

loan A
4.2×
loan B
1.4×
loan C
3.8×
iv

Deal diligence document QA

Ask questions across a full diligence room — credit agreements, compliance certs, financial models — with every answer cited.

credit agreement
compliance cert
financial model
side letter
v

Compliance

Zero retention, audit trail to your infra, private deployment — by design, not as an afterthought.

zero retention
audit trail
private deploy
encrypted
Let's talk

Ready to give your firm a private LLM?

Thirty-minute call. We'll walk through the platform, discuss how comparable institutions are deploying orchid01, and assess fit with your investment process and compliance requirements.